El termino "criptomoneda"se refiere a una moneda digital basada en protocolos criptográficos, que hacen que las transacciones sean seguras y extremadamente difíciles de falsificar.
La característica más importante de las criptomonedas es que no están controladas por ninguna autoridad central: la naturaleza descentralizada de Blockchain hace que estas monedas sean prácticamente inmunes a la interferencia o el control de los gobiernos.
Además, gracias a la combinación de una clave pública y una privada, las criptomonedas simplifican el proceso de transacción. Los intercambios se realizan con costos de procesamiento mínimos, lo que permite a los usuarios evitar las muy altas comisiones que imponen las instituciones financieras tradicionales.
 
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