{"id":2800,"date":"2020-11-24T05:53:36","date_gmt":"2020-11-24T05:53:36","guid":{"rendered":"https:\/\/afluxcoin.com\/53\/how-to-choose-a-crypto-loan-platform\/"},"modified":"2020-11-24T05:53:36","modified_gmt":"2020-11-24T05:53:36","slug":"how-to-choose-a-crypto-loan-platform","status":"publish","type":"post","link":"https:\/\/afluxcoin.com\/es\/53\/how-to-choose-a-crypto-loan-platform\/","title":{"rendered":"C\u00f3mo elegir una plataforma de pr\u00e9stamos para criptomonedas"},"content":{"rendered":"

Crypto lending platforms allow us to take out a loan usually in fiat money or stablecoins and back it up with cryptocurrency. The borrower of the loan has to put up an amount of cryptocurrency higher than the loan as collateral. Some of the platforms connect lenders with borrowers directly, while others act as lenders themselves.Crypto lending is an attractive investment opportunity to get your crypto assets working for you. Investing in a crypto loan platform can produce continuous passive income from your assets. Conversely, in the case that you need liquid funds, but do not want to part with your crypto assets, you can use them as collateral to get a loan in fiat money or stablecoins for additional investments in cryptocurrency while keeping your initial investment.Currently, there is a large market of multiple crypto lending platforms and in this article, we present some of the main ones to help you get acquainted with the possible choices.CoinLoan is an Estonian platform that is compliant with EU regulation. It is based on a P2P system and works with both fiat money, several cryptocurrencies, and stablecoins. Borrowers choose the loan amount, repayment term up to two years, and loan-to-value ratio or LTV (the ratio of the loan amount to collateral) up to 70%, depositing the preferable currency as collateral. The interest rate is dependent on the chosen LTV, with an LTV of 20% corresponding to an interest rate of 4.5%.The investing period is unlimited and investors who hold 2500 CLT can earn as much as 10.3% interest when depositing stablecoins or fiat money (EUR). If you do not hold the necessary amount of CLT the rate is 2% lower. The minimum investment is 100 EUR.Interest rates for lenders:ETH 6.4%TUSD 10.3%BTC 6.4%BlockFi is a company based in New York. It offers to\u2026<\/p>","protected":false},"excerpt":{"rendered":"

Crypto lending platforms allow us to take out a loan usually in fiat money or stablecoins and back it up with cryptocurrency. The borrower of the [\u2026]<\/span><\/p>","protected":false},"author":0,"featured_media":2796,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[35],"tags":[],"_links":{"self":[{"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/posts\/2800"}],"collection":[{"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/comments?post=2800"}],"version-history":[{"count":0,"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/posts\/2800\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/afluxcoin.com\/es\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/media?parent=2800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/categories?post=2800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/afluxcoin.com\/es\/wp-json\/wp\/v2\/tags?post=2800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}