The ultimate user experience takes center stage.The lifeblood of economies is the movement of money. The placement of financial services along the forefront facilitates the trading of values, exchange of cash, payments, depositing or withdrawing, financing and investing, buying and selling, and risk insurance.The emergence of technologies has put the user the central focus of the fintech business model, as seen in the introduction of robust tools on the front-end and evolving multiple approaches to enhance client\u2019s hands-on experience continually.Thus, the merging of finance and technology gave rise to fintech firms disrupting obsolete business models and leveraging innovative ones to improve financial services, thereby accelerating modernization and progress and a seamless customer lifestyle experience.What Emerging Technology Clusters AreThe financial services industry is now technologically driven and led by emerging technology clusters reshaping the financial landscape. Artificial intelligence (AI), the Internet of Things (IoT), Fifth Generation (5G), and Cloud Computing are forming powerful clusters that are generating enormous opportunities for firms and consumers, according to an extensive, explorative study jointly conducted by the World Economic Forum and Deloitte.According to the study, AI and cloud are the core cluster that opens up other technologies where they can access and analyze the data that the other technologies are generating, storing, and transmitting. These make AI and cloud part of the other clusters.Cluster 1 \u2014 AI and cloud, sitting at the core of each cluster, with (a) AI helping to analyze, interpret, and make decisions based on the data that other technologies generate store, and process, and (b) Cloud that creates the connectivity to access other technologies as a service; for example, infrastructure as a service.Cluster 2\u20135G, IoT, TSH (task-specific hardware), AR\/VR, AI, and Cloud. This cluster bridges the gap between the physical and digital financial worlds, thereby creating new ways of generating and\u2026<\/p>","protected":false},"excerpt":{"rendered":"
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