O termo "criptomoeda"refere-se a uma moeda digital baseada em protocolos criptográficos, que tornam as transações seguras e extremamente difíceis de falsificar.
A característica mais importante das criptomoedas é que elas não são controladas por nenhuma autoridade central: a natureza descentralizada do Blockchain torna essas moedas praticamente imunes à interferência ou controle de governos.
Além disso, graças à combinação de uma chave pública e uma chave privada, as criptomoedas simplificam o processo de transação. As trocas ocorrem com custos mínimos de processamento, permitindo que os usuários evitem as altíssimas comissões impostas pelas instituições financeiras tradicionais.
 
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