Срок "криптовалюта"означает цифровую валюту, основанную на криптографических протоколах, которые делают транзакции безопасными и чрезвычайно трудными для фальсификации.
Наиболее важной особенностью криптовалют является то, что они не контролируются каким-либо центральным органом: децентрализованный характер блокчейна делает эти монеты практически невосприимчивыми к вмешательству или контролю со стороны правительства.
Кроме того, благодаря комбинации открытого и закрытого ключей криптовалюты упрощают процесс транзакции. Обмен происходит с минимальными затратами на обработку, что позволяет пользователям избежать очень высоких комиссий, взимаемых традиционными финансовыми учреждениями.
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