Disclaimer: This is not financial advice. I am not an expert. And you should do your own research.We are currently living through the largest bull-run in cryptocurrency history. Institutional money is pouring in. Millions of ordinary folks are getting in. Even Lindsay Lohan is bullish!It’s hard not to get swept up in the mania. We need to keep calm. And still manage to make sound financial investments regardless of all the hype.A working product. That is the most important part to making good investments in this industry. There are too many cryptocurrencies without working products.If they don’t have it built now, they might never build it.As far as I’m concerned, the only cryptocurrency to find crypto-market-fit is Bitcoin.Bitcoin offers an alternative to printed paper. It saves us from inflation. It has been battle-tested. And there probably won’t be a better alternative any time soon. Bitcoin already won the game its playing. But no other cryptocurrency has done this for themselves… yet.Here are 2 that might.Ethereum is already the 2nd largest cryptocurrency. But it solves a much different problem than Bitcoin. It doesn’t want to replace the US dollar. It wants to power decentralized applications.It already does this. However, not in a practical way.Anyone using Ethereum right now is complaining about the high gas fees. Depending on the size of the transaction, you might pay more in gas fees than you’re spending at all.I recently tried buying my own Ethereum domain name for my wallet. My very own coolguy.eth address.The gas costed twice the price of the name itself. So, I’m going to hold off on making that purchase.And the Ethereum team is fixing it as you read this article.Ethereum 2.0 will radically change the gas fees and scalability issues on the Ethereum network.Ethereum is switching to a Proof-of-Stake model. And…