{"id":3799,"date":"2021-03-03T16:37:42","date_gmt":"2021-03-03T16:37:42","guid":{"rendered":"https:\/\/afluxcoin.com\/37\/research-reveals-gen-z-are-better-with-money-than-millennials\/"},"modified":"2021-03-03T16:37:42","modified_gmt":"2021-03-03T16:37:42","slug":"research-reveals-gen-z-are-better-with-money-than-millennials","status":"publish","type":"post","link":"https:\/\/afluxcoin.com\/zh\/37\/research-reveals-gen-z-are-better-with-money-than-millennials\/","title":{"rendered":"\u7814\u7a76\u8868\u660eZ\u4e16\u4ee3\u6bd4\u5343\u79a7\u4e00\u4ee3\u6709\u94b1\u66f4\u597d"},"content":{"rendered":"<p>New research conducted by OnePoll on behalf of Laurel Road reveals how Gen Z and millennials are handling their money during the pandemic (Photo by Annie Spratt on Unsplash).Seven in 10 (70%) millennials and Gen Zers said COVID-19, specifically, made them realize they needed to reset and reevaluate how they handle their money, according to new research.The study asked 1,000 Gen Z Americans and 1,000 American millennials about the impact of the COVID-19 pandemic and 2020 as a whole on their personal finances.Over half (52%) of respondents said they wish they did a better job handling their money during the pandemic.In a show of generational difference, millennials were more likely than their Gen Z counterparts to feel like they handled their money poorly, at 59% compared to 46%.Conducted by OnePoll on behalf of Laurel Road, a digital lending platform, respondents reflected on the pandemic and noted the top reasons for a financial reset included new personal goals (33%), changes to their personal life (32%), and new financial goals (30%).Although nearly seven in 10 respondents shared they\u2019ve effectively budgeted their money as best they could, given the circumstances of 2020 and quarantine, in particular, 60% also said they wish they could improve their budgeting skills, they just don\u2019t know where to begin.Thirty-seven percent of respondents said they made more of an effort to save more money when they could, with 33% creating a budget and 25% even speaking to a financial adviser about their situations.A further 20% of those polled shared they refinanced their student loans, and 19% consolidated their student loans.And for those polled with student loans (approximately 1,500 respondents), 62% said the federal student loan forbearance has made an impact on their ability to save money during the pandemic.These quick adaptations during this uncertain time seemed to have paid\u2026<\/p>","protected":false},"excerpt":{"rendered":"<p>OnePoll\u4ee3\u8868\u52b3\u96f7\u5c14\u8def\uff08Laurel Road\uff09\u8fdb\u884c\u7684\u65b0\u7814\u7a76\u63ed\u793a\u4e86Z\u4ee3\u548c\u5343\u79a7\u4e00\u4ee3\u5728\u5927\u6d41\u884c\u671f\u95f4\u5982\u4f55\u5904\u7406\u81ea\u5df1\u7684\u94b1\uff08\u7167\u7247\u6765\u81ea\u5b89\u59ae\uff09<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>","protected":false},"author":0,"featured_media":2796,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[35],"tags":[],"_links":{"self":[{"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/posts\/3799"}],"collection":[{"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/comments?post=3799"}],"version-history":[{"count":0,"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/posts\/3799\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/media?parent=3799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/categories?post=3799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/afluxcoin.com\/zh\/wp-json\/wp\/v2\/tags?post=3799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}