Ethereum and Decentralised Finance (DeFi) are the beginning of the solutions.DeFi enables regular people to circumvent the large, slow, and inefficient traditional financial system. Using DeFi, people can open accounts instantly, earn significant interest, and loan/borrow money instantly. These capabilities are revolutionary by themselves, and incredibly, they are just the beginning.DeFi is not only useful for individuals and companies who want more efficient ways of managing their money. The DeFi business model, with its reliance on smart contracts, also enables us to build the most efficient companies we’ve ever seen. Companies with less than 50 people can compete with gigantic, legacy financial institutions which have hundreds or thousands of employees. (Yes, I agree. The similarities to the internet are inspiring.)DeFi changes the value proposition for people. Instead of only offering another way to beat inflation, crypto now offers a host of financial services which put more money in the pocket of the consumer and are impossible to replicate in the traditional finance world.