المصطلح "عملة مشفرة"يشير إلى عملة رقمية تستند إلى بروتوكولات التشفير ، مما يجعل المعاملات آمنة ويصعب تزويرها للغاية.
الميزة الأكثر أهمية للعملات المشفرة هي أنها لا تخضع لسيطرة أي سلطة مركزية: فالطبيعة اللامركزية لـ Blockchain تجعل هذه العملات محصنة عمليًا من التدخل أو السيطرة من قبل الحكومات.
علاوة على ذلك ، بفضل الجمع بين المفتاح العام والمفتاح الخاص ، تعمل العملات المشفرة على تبسيط عملية المعاملة. تتم التبادلات بأقل تكاليف معالجة ، مما يسمح للمستخدمين بتجنب العمولات المرتفعة للغاية التي تفرضها المؤسسات المالية التقليدية.
 
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